Term Life Insurance
A temporary coverage option that provides protection for a specific period of 10, 20, or 30 years. It’s ideal for those looking for a policy with affordable premiums and high coverage during the years when their family depends most on their income.
Benefits:
• Lower premiums compared to permanent life insurance.
• Ideal for protecting your family while paying off mortgages, debts, or education costs.
• Guaranteed payout in case of death during the policy term.
However, if you wish to continue coverage after the contract term ends, your premium may increase. This type of insurance is an excellent option for those seeking short- or medium-term financial protection without a major investment.
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Permanent Life Insurance
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Index Universal Life (IUL)
A type of permanent life insurance with a unique feature: it allows the cash value to grow through market-indexed investments while protecting against losses during market downturns.
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