Index Universal Life (IUL)
A type of permanent life insurance with a unique feature: it allows the cash value to grow through market-indexed investments while protecting against losses during market downturns.
🔹 Benefits:
• Lifetime protection with potential financial growth.
• Cash value accumulation with market-based returns and no risk of loss.
• Flexibility to adjust premiums and benefits over time.
• Can be used as a retirement, inheritance, or long-term savings strategy.
This type of insurance is an excellent choice for those seeking strong protection with an investment component, without the risks associated with traditional investments.

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