Index Universal Life (IUL)

A type of permanent life insurance with a unique feature: it allows the cash value to grow through market-indexed investments while protecting against losses during market downturns.

🔹 Benefits:

• Lifetime protection with potential financial growth.

• Cash value accumulation with market-based returns and no risk of loss.

• Flexibility to adjust premiums and benefits over time.

• Can be used as a retirement, inheritance, or long-term savings strategy.

This type of insurance is an excellent choice for those seeking strong protection with an investment component, without the risks associated with traditional investments.

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